Built the product nobody scoped

From a self-initiated audit to a configurable billing engine full product ownership across student, admin, and system layers

What I Achieved

↑ Submissions from 1000 to 4000+↓ Document verification time from 18h to 8h

My Work
Product Ownership, UX Audit, User Research, Problem Framing, Product Strategy, Responsive Design
Team
Karthik Panchala (me)
  • Karthik Panchala (me), Product designer I
  • Rajesh Mahale, Product Manager
Time Line
3 to 4 months

The problem wasn't one thing. It was three.

01: Student side Students were dropping off before they ever paid. The enrollment journey was broken at every critical step.

02: Admin side Admins had no real tool. Fee structures lived in Excel, pricing was hardcoded, and every update needed an engineering ticket.

03: System level Universities couldn't manage billing complexity at scale. Every fee exception became operational debt.

The fix wasn't three separate solutions. It was one connected system.


Case study 01 · Student experience

The enrollment journey was broken before students paid a rupee.

In the AMS flow, I conducted a comprehensive heuristic audit of the onboarding and application journey, identifying 7 critical usability issues. Of these, 5 were high-impact problems directly contributing to user drop-offs and unsuccessful application submissions.

Heuristic Report

Issue I Surfaced

How I Reframed It

UI bug list → Enrollment drop-off problem

Fix broken screens → Redesign the journey for confidence

Payment step only → Self-serve: application to fee clearance


What I designed

A "Before You Start" checklist to surface document requirements before form entry. Sticky form validation with real-time errors. Persistent stepper navigation. State-preserved session recovery. A self-serve payment experience with transparent fee breakdowns and installment selection. The payment layer is detailed in Case Study 03.

impact of P1

Final Design

I have included only one frame due to company restrictions. The Figma file is password-protected. Please feel free to reach out to me for any further discussion.

Figma Design

Jain
The biggest insight: enrollment teams had quietly become student support teams. Every drop-off was a lost conversion and every support ticket was a counselor pulled away from actual enrollment work.

While solving the student-side flows, I traced payment confusion back upstream: fee structures were running on Excel, with pricing hardcoded in the system. That discovery led directly to Case Study 02.


Case study 02 · Admin experience

Fee management was running on Excel and prayer.

Replacing a spreadsheet-driven, engineering-dependent fee setup with a configurable admin system that universities operate independently no tickets, no dev dependency.

How I found the problem

The student-side audit revealed an upstream root cause fee data itself was broken at the source.

Working through the student journey, I traced billing inconsistencies back to the admin layer: fee structures maintained in Excel, pricing hardcoded into the system. Any update semester pricing, installment plans, country-level fees required engineering intervention and finance approvals. I identified this as a higher-priority issue and solved both layers simultaneously.


Solution Explored

Solution Explored

I chose flexibility over simplicity accepting a steeper admin onboarding curve in exchange for eliminating recurring operational dependency.

Scope I defined

  • Multi-country pricing

  • Semester-wise fee config

  • Installment orchestration

  • Effective-date versioning

  • Discount & autopay rules

  • Fee component modularization

How I Reframed It

Fee collection module → Revenue operating system

Engineering-gated updates → Admin-owned configuration

Spreadsheet workaround → Configurable billing infrastructure

Final Design

Fee-editor

I have included only one frame due to company restrictions. The Figma file is password-protected. Please feel free to reach out to me for any further discussion.

Figma Design

Impact

Fee-system-impact
Solving the student experience without fixing the admin layer would have patched the surface without touching the system. Both had to move together.

With both the student journey and admin configuration redesigned, fee management became the single biggest business lever in the system affecting enrollment conversion, revenue speed, and operational overhead simultaneously. Case Study 03 tells that story in full.


Case study 03 · System-level thinking

Universities don't have a payment problem. They have a fee logic problem.

Redesigning university fee infrastructure from scratch from fragmented spreadsheet-driven operations to a configurable billing engine that admins own end to end.

The problem I identified

The problem wasn't payment collection. It was fee orchestration.

Universities managing multiple campuses, online programs, and international admissions were still running fee operations through spreadsheets, rigid ERPs, and manual reconciliation. A routine change updating semester pricing, enabling installments, launching country-specific fees often required engineering intervention that took days instead of minutes. I identified three recurring failure patterns across the industry before defining the solution.

Patterns I found in research

Research

Key decision: effective-date versioning

One architectural insight changed everything. Universities needed to update pricing without corrupting existing student invoices. I designed effective-date fee versioning existing students retain old pricing automatically; new admissions inherit updated structures. This removed the single largest operational risk in university billing.


How I Reframed It

Fee management module → Revenue operating system

Static course pricing → Modular billing components

Finance admin tool → Enrollment enable


Final Design

Fee-Component

I have included only one frame due to company restrictions. The Figma file is password-protected. Please feel free to reach out to me for any further discussion.

Figma Design

Impact

Final Impact

Enterprise complexity rarely comes from too many features. It comes from disconnected workflows, operational dependency, and invisible manual effort. The challenge is organizing complexity into systems that institutions can actually operate at scale.


Outcomes

01: Student side Ran 1 successful batch with the redesigned enrollment flow. Increased trust in the payment journey reduced drop-off at the registration step submissions grew from 1,000 to 4,000+.

02: Admin side Replaced Excel-based fee management with a structured fee configuration system. Eliminated manual reconciliation, reduced payment flow risk, and removed engineering dependency for routine updates.

03: System level Built a custom fee component architecture universities can now define their own fee structure independently. Tuition fee, affiliation fee, exam fee each component is configurable per university, per program, per semester.